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Before You Reply: Offer Review Checklist

From our guide First Offer Car Accident Settlement: Why It May Be Low and What to Do

  • Save the written offer and record the date it arrived.
  • Identify whether it addresses bodily injury, property damage, or both.
  • Request the proposed release before communicating acceptance.
  • Mark each loss the insurer discussed and flag any it did not mention.
  • Confirm that submitted attachments were received and readable.
  • Record any stated offer expiration date separately from legal deadlines to discuss with an attorney.
  • List unresolved treatment, work, and coverage questions.
  • Ask a licensed attorney about the consequences before signing or depositing a settlement payment.

More From This Guide

General information only, not legal advice. Laws vary by state. Speak with a licensed attorney about your situation.

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