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Before Paying for a Diminished Value Appraisal

From our guide Diminished Value Claim After Car Accident: When It Applies and How to Document It

  • Ask the insurer whether its dispute concerns coverage, responsibility, or the amount of loss.
  • Confirm whether repairs are complete and obtain the final invoice before ordering a post-repair assessment.
  • Request a written description of the appraiser’s methodology and report contents.
  • Ask how prior damage, mileage, and local market conditions will be addressed.
  • Get the fee and any charges for follow-up explanations in writing.
  • Ask whether an inspection is included or whether the report relies only on documents.
  • Confirm whether the insurer will consider appraisal costs; do not assume reimbursement.
  • Verify relevant claim deadlines independently before waiting for a report.

More From This Guide

General information only, not legal advice. Laws vary by state. Speak with a licensed attorney about your situation.

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