Not-at-Fault Car Accident Checklist
From our guide Car Accident Not Your Fault? What to Do Next
- Get to safety and request emergency help if needed.
- Seek medical care for injuries.
- Exchange contact and insurance information.
- Photograph vehicle damage and the scene when safe.
- Collect witness contact information.
- Request the police report or report number.
- Notify your own insurer.
- Contact the other driver's insurer.
- Save claim numbers and adjuster contact details.
- Ask about collision coverage and your deductible.
- Ask how deductible recovery and subrogation are handled.
- Check available PIP, MedPay, and uninsured/underinsured motorist coverage.
- Confirm rental payment arrangements before booking.
- Locate your towed vehicle and request itemized charges.
- Save medical bills, repair estimates, receipts, and wage records.
- Keep a dated log of calls and correspondence.
- Request written explanations of disputed or denied expenses.
More From This Guide
General information only, not legal advice. Laws vary by state. Speak with a licensed attorney about your situation.
Hurt in a car accident?
Answer a few quick questions to see if you may qualify for a free case evaluation. No cost, no obligation.
Start My Free Case Evaluation