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Questions to Ask the Other Driver's Insurance Adjuster

From our guide Car Accident Not Your Fault? What to Do Next

  • What is my claim number, and who is my main contact?
  • Have you made a decision about fault?
  • Is coverage confirmed or still under review?
  • What evidence or documents do you still need?
  • How should I submit medical bills and lost-wage documentation?
  • Who will inspect my vehicle, and what should I do before that inspection?
  • Is rental payment approved, and which charges will you pay?
  • Will rental costs be paid directly or reimbursed?
  • What event ends the approved rental period?
  • Which towing and storage charges are you agreeing to pay?
  • If you consider my vehicle a total loss, can you send the proposed payment and supporting explanation?
  • Which losses does this proposed payment or document address?
  • Can you explain any disputed or denied expense in writing?
  • What is the next step, and when should I follow up?

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General information only, not legal advice. Laws vary by state. Speak with a licensed attorney about your situation.

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